Personal

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Personal Products

With Advantage Bank’s personal products, we put you back in control of your finances. No matter what your age, we will provide you with an array of accounts to choose from. Checking accounts that are designed to fit your lifestyle and savings products that put you in control of your money. You can be assured that we will have an account that fits your needs and budget.

The following additional services can be added to any of our personal accounts:

  • Free Advantage Online Banking
  • Free Advantage Bill Pay (requires a checking account)
  • Free Advantage Mobile
  • Free eStatements

Advantage eChecking

Advantage Bank’s eChecking account is designed for the consumers who are into the latest technology in banking.

  • No monthly service fee
  • Paperless Account - no check writing ability and free eStatements
  • $100 minimum balance to open the account
  • Unlimited electronic transactions
  • Must enroll in our FREE Advantage Online Banking
  • Visa Debit/ATM card with no annual fee (upon approval)
  • Ready Reserve (with approved credit) – See Advantage Bank Fee Schedule

Advantage Checking

Our Advantage Checking account has NO monthly service charge, letting you spend your money on what’s important!

  • No monthly service fee
  • $100 minimum balance to open the account
  • Unlimited transactions
  • Visa Debit/ATM card with no annual fee (upon approval)
  • Ready Reserve (with approved credit) – See Advantage Bank Fee Schedule

Main Street Checking

An interest earning checking account designed to let you take control of your personal finances.

  • Interest rates are tiered based on your daily account balance(s); $1,000 minimum daily balance required to earn the annual percentage yield
  • $100 minimum balance to open the account
  • $15 monthly service fee; waived if you maintain a $1,000 daily minimum checking balance or $5,000 in combined daily balances between your checking, savings, or money market accounts
  • Unlimited Transactions
  • FREE Advantage Checks
  • FREE Cashier’s Checks
  • Identity Theft ID Restoration by Deluxe with no annual fee
  • Visa Debit/ATM card with no annual fee (upon approval)
  • Ready Reserve (with approved credit) – See Advantage Bank Fee Schedule

Advantage 50 Checking

Advantage 50 Checking is an interest earning checking account full of benefits designed to reward adults 50 years of age and better!

  • Interest earning checking account
  • No monthly service fee
  • $100 minimum balance to open the account
  • Unlimited transactions
  • Free Advantage Checks
  • Free Cashier’s Checks
  • Free small Safe Deposit Box in our Loveland or Greeley branches upon availability
  • Identity Theft ID Restoration by Deluxe with no annual fee
  • Visa Debit/ATM card with no annual fee (upon approval)
  • Ready Reserve (with approved credit) – See Advantage Bank Fee Schedule

Main Street Savings

This savings product with tiered interest rates makes saving money easy. The more you save the more you earn. It’s the perfect savings product!

  • Interest rates tiered based upon daily balance(s)
  • $200 minimum daily balance waives $5 monthly service fee; No monthly service fee for minors (18 and under)
  • $200 minimum balance to open the account
  • Can be linked to checking account (each transfer counts towards 6 allowable transactions per Reg D)
  • 6 FREE withdrawals per month; each additional is $5
  • ATM card with no annual fee

Advantage Money Market

Our Advantage Money Market is perfect for the person that wants to earn a competitive interest rate; while also having the option to write a few checks.

  • Interest rates tiered based upon daily balance(s)
  • Minimum daily balance of $1,000 waives $10 monthly service fee
  • $100 minimum balance to open the account
  • 6 FREE withdrawals per month; each additional is $5
  • ATM card with no annual fee
  • Ready Reserve (with approved credit) – See Advantage Bank Fee Schedule

Additional information is provided for you in our Truth in Savings disclosures. Interest is variable and subject to change on a daily basis after account opening. For current interest rate information, please contact Advantage Bank.

The following fees may apply: Returned Item Fee (NSF): $25.00, Overdraft Item Fee: $25.00, Continued Overdrawn Account Charge: Every two (2) Business Days: $2.00, Overdraft Protection/Ready Reserve Annual Fee: $25.00

Bank will refund foreign ATM fees. Customer must present the original ATM receipt, in person or by mail, within sixty (60) days of the transaction. Refunds will be credited to your account.

All account fees subject to change at any time. Please refer to the Advantage Bank Fee Schedule for a listing of all applicable account fees.


CD’s & IRA’s

  • Certificates starting at 30 days up to 60 months
  • Traditional and Roth Individual Retirement accounts from 30 days up to 60 months
  • Click here for more information